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Cookie Policy

Last Updated: January 2026

This Cookie Policy explains what cookies are, how MyFDCalculator ("we," "our," or "us") uses cookies and similar technologies on our website myfdcalculator.com, and your choices regarding cookies.

1. What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They are widely used to make websites work more efficiently and to provide information to website owners.

Cookies can be "persistent" (remain on your device until deleted) or "session" cookies (deleted when you close your browser).

2. How We Use Cookies

We use cookies and similar technologies for the following purposes:

a) Essential/Functional Cookies

These are necessary for the website to function properly. Our website uses browser localStorage (similar to cookies) to:

  • Save your recent calculator inputs for convenience
  • Store your calculation history
  • Remember your preferences

b) Analytics Cookies

We use Google Analytics to understand how visitors interact with our website. This helps us improve our service and user experience.

c) Advertising Cookies

We may use Google AdSense to display advertisements. These cookies help deliver relevant ads based on your interests.

3. Cookies We Use

Cookie Name Provider Purpose Duration
_ga Google Analytics Distinguishes unique users by assigning a randomly generated number 2 years
_ga_* Google Analytics Used to persist session state 2 years
_gid Google Analytics Distinguishes users 24 hours
_gat Google Analytics Used to throttle request rate 1 minute
NID Google Stores preferences and other information for Google services 6 months
IDE Google DoubleClick Used for targeted advertising 1 year
__gads Google AdSense Measures ad interactions and prevents same ads from showing repeatedly 13 months
__gpi Google AdSense Collects data for advertising purposes 13 months

4. Local Storage

In addition to cookies, we use browser localStorage to store:

Key Purpose Duration
principalHistory Stores your recent principal amount inputs Until cleared
periodHistory Stores your recent period inputs Until cleared
rateHistory Stores your recent interest rate inputs Until cleared
lastValues Remembers your last calculation inputs Until cleared
calculationHistory Stores your calculation history Until cleared

This data is stored only on your device and is not transmitted to our servers.

5. Third-Party Cookies

Some cookies are placed by third-party services that appear on our pages:

6. Your Cookie Choices

You have several options to control or limit how cookies are used:

a) Browser Settings

Most browsers allow you to:

  • View what cookies are stored and delete them individually
  • Block third-party cookies
  • Block all cookies
  • Delete all cookies when you close the browser

b) Opt-Out Links

c) Clear Local Storage

To clear the data stored by our calculator:

  • Use the "Clear All" button in the calculation history section on the homepage
  • Clear your browser's site data through browser settings

7. Impact of Disabling Cookies

If you disable cookies:

  • The calculator will still function normally
  • Your calculation history and input preferences will not be saved
  • Some website analytics features may not work
  • Advertisements may be less relevant to your interests

8. Changes to This Cookie Policy

We may update this Cookie Policy from time to time. We will notify you of any changes by posting the new Cookie Policy on this page and updating the "Last Updated" date. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions about this Cookie Policy, please contact us:

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