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Privacy Policy

Last Updated: January 2026

Welcome to MyFDCalculator ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website myfdcalculator.com.

1. Information We Collect

We collect information in the following ways:

a) Information You Provide:

  • Calculator inputs (principal amount, interest rate, tenure) - stored locally on your device
  • Contact form submissions (if applicable)

b) Automatically Collected Information:

  • Device information (browser type, operating system)
  • IP address
  • Pages visited and time spent on pages
  • Referring website
  • Geographic location (country/city level)

2. How We Use Your Information

We use the collected information for:

  • Providing and improving our FD calculator service
  • Analyzing website usage to enhance user experience
  • Displaying relevant advertisements through Google AdSense
  • Responding to your inquiries and requests
  • Complying with legal obligations

3. Local Storage

Our website uses browser localStorage to:

  • Save your recent calculation inputs for convenience
  • Store your calculation history
  • Remember your preferences

This data is stored only on your device and is not transmitted to our servers. You can clear this data anytime through your browser settings or by using the "Clear All" button in the calculation history section.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies for:

  • Google Analytics: To analyze website traffic and user behavior
  • Google AdSense: To display personalized advertisements

For more details, please see our Cookie Policy.

5. Third-Party Services

We use the following third-party services:

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

7. Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate data
  • Request deletion of your data
  • Opt-out of personalized advertising
  • Disable cookies through your browser settings

8. Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.

10. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

11. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023.